What is a Bad Credit Car Loan?

Simply put, a Bad Credit Car Loan caters to people with bad credit who wish to purchase a car. We also call it a Second Chance Car Loan because it offers those who have bad credit & need a car another chance if they’ve been declined elsewhere.

If any of the following applies to you, we could help you secure a Bad Credit Car Loan.

• Discharged bankrupts
• People with defaults
• People denied elsewhere

How do I get approved if I have bad credit?

While the chances of getting approved when you have a horrible credit & need a car may not be 100%, we could help.

REVIEW THE HONEST NUMBERS

Guided by your dedicated Finley Finance Specialist, review your financial statements & credit history. The results will prove your capability of paying the lenders back. On that, be honest about your situation. Don’t try to modify your documents to increase your chances because it can only turn out negatively.

SETTLE YOUR EXISTING DEBTS

If you have any existing debts, we also advise paying them off before applying for a Bad Credit Car Loan to finance cars for poor credit. Doing so proves to lenders that you’re taking steps to improve your credit status.

Why Finley Finance?

FINANCE EXPERTISE & IN-DEPTH INDUSTRY KNOWLEDGE

With our years of experience & extensive industry knowledge, we strive to help you secure financing when others can’t. We’ve developed relationships with different lenders that helps us provide the best options to finance cars for poor credit.

ACCESS TO MULTIPLE LENDERS

Speaking of lenders, our network consists of both bank & non-bank lenders. With this, we can offer you different options which could increase your chances of getting approved if you have bad credit & need a car.

ABILITY TO BROKER FLEXIBLE LOAN TERMS

Despite your bad credit, we could still broker loan terms which work well for your circumstances. By making your repayments manageable, we could also help you repair your credit score. You can use our Loan Calculator to get an idea of how much your repayments may be.

DEDICATED FINANCE SPECIALISTS

Our Finance Specialists could help you secure a used or brand new car. Bad Credit Car Loans is one of our specialties. So, you can rest assured you’re working with the right team right from the start.

After we gather the information needed from you, your dedicated Finance Specialist will get to work. We will check our network for options best suited to your situation. These are the finance options available to you even if you have horrible credit & need a car.

Then once you’ve chosen the best one for you, we’ll help you with the application as well. We’ll be with you from preparing documents to applying with the lender on your behalf. We’ll keep you posted throughout the entire process. On that, we strive to get approval at the quickest time possible so you don’t have to waste time waiting.

Then if you still don’t have a car in mind, we can also help. We can assist you in getting the right one based on your finance approval.

Note: Loan terms may differ depending on the assessment of a person’s financial profile.

WANT AN OBLIGATION-FREE QUOTE? OUR PLEASURE!

To get a personalised quote with no obligations, just call us via  1300 945 332 . For a quicker way, you can also click the button below.